5% REDcard Discount program rules (Scroll down for Free Shipping at Target.com, REDcard Extended Returns program rules, and Target Pharmacy Rewards program rules):

When you use your Target Debit Card™ Target Credit Card® or Target® Visa® Credit Card (each, a "REDcard®") at Target stores in the U.S. or Target.com, you will receive 5% off your purchases. If you use a REDcard in the same purchase transaction with another form of payment, the 5% discount will apply only to the purchase amount tendered to your REDcard. 5% discount applies to eligible purchases minus any other discounts and the value of any promotional Target gift cards received in the transaction. Target reserves the right to discontinue or alter the terms of this program at any time. 5% discount does not apply to the following:

• Prescriptions, Target Clinic® services and Target Optical® eye exams
• Target gift cards and prepaid cards
• Previous purchases
• Target credit account payments, Target Debit Card cash back and cash advances on the Target® Visa® Credit Card
• Target Commercial Interiors® purchases
• Gift wrap and shipping and handling charges on Target.com purchases
• Where otherwise prohibited by law

Free Shipping at Target.com (Scroll down for REDcard Extended Returns program rules and Target Pharmacy Rewards program rules):

When you use your Target Debit Card™ Target Credit Card® or Target® Visa® Credit Card (each, a "REDcard®") on Target.com, you will receive free shipping on your Target.com purchases. Offer applies on standard shipping to all 50 states and the District of Columbia, as well as APO/FPO addresses and Puerto Rico. If you upgrade your shipping method, shipping fees will apply. This offer is not valid on previous orders, or where otherwise prohibited by law. Target reserves the right to discontinue or alter the terms of this program at any time.

REDcard Extended Returns program rules (Scroll down for Target Pharmacy Rewards program rules):

When you make purchases with your Target Debit Card, Target Credit Card or Target® Visa® Credit Card (each, a “REDcard”) at Target stores in the U.S. or Target.com, you will receive 30 additional days to return the purchases beyond the standard return policy applicable to each of the purchased items. Target reserves the right to discontinue or alter the terms of this program at any time. REDcard extended returns do not apply to the following:

• Target Mobile Purchases
• Purchases with a fixed return date
• Non-returnable items

Target Pharmacy® Rewards program rules:

When you enroll in the Target Pharmacy Rewards program, for every five eligible prescriptions purchased at a Target Pharmacy you will receive a Target Pharmacy Rewards certificate good for 5% off a day of shopping at Target. For prescriptions paid for by a method other than a Target Credit Card®, Target® Visa® Credit Card or Target Debit Card™ enrolled in Target Pharmacy Rewards, you will need to remember to show your Target Pharmacy Rewards card at the point of sale or ask the pharmacy team member to do a phone number lookup.

The Target Pharmacy Rewards program is valid only in the U.S. (except NJ, NY or where prohibited by law). Purchases of prescription drugs paid for in whole or in part by federally funded government programs (e.g., Medicare, Medicaid) will not accumulate toward a savings certificate. Target Pharmacy Rewards certificates will be delivered by mail and are valid only at Target stores.

Target Pharmacy Rewards certificates cannot be redeemed on purchases of prescription drugs. In addition, Target Pharmacy Rewards certificates cannot be redeemed on: purchases of Target gift cards or prepaid cards, purchases at Target.com, Target Commercial Interiors® purchases, previous purchases, Target credit account payments, Target Debit Card™ cash back and cash advances on the Target® Visa® Credit Card, some partner businesses including Target Clinic® services and Target Optical® eye exams, or where otherwise prohibited by law.

If you cancel your HIPAA authorization, participation in the Target Pharmacy Rewards program is terminated and any existing Target Pharmacy Rewards accumulated purchases will be removed from your account.

Target reserves the right to discontinue or alter the terms of this program at any time.

The REDcard credit cards are issued by TD Bank USA, N.A. The REDcard debit card is issued by Target Corporation.

VISA is a registered trademark of VISA USA, Inc.

Pat 7,562,048 and 8,117,118. Add’l pat pend.