REDcard®

Target Debit Card Privacy Policy

Rev. 9/13

FACTS

WHAT DOES TARGET DO WITH YOUR TARGET DEBIT CARD PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depends on the product or service you have with us. This information can include:

- social security number and account transactions
- transaction or loss history and overdraft history
- credit scores

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Target chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Can Target share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, manage your card, or respond to court orders and legal investigations

Yes

No

For our marketing purposes—
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates' everyday business purposes—
information about your transactions and experiences

Yes

No

For our affiliates' everyday business purposes—
information about your creditworthiness

No

We don't share

For non-affiliates to market to you

Yes

Yes

To limit our sharing

Call toll-free at 1-800-968-4001—our menu will prompt you through your choice(s).


Please note:
If you are a new customer and for those circumstances where you can prohibit our sharing, we may begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we can continue to share your information as described in this notice.


However, you can contact us at any time to limit our sharing.

Questions?

Call toll-free at 1-888-755-5856

Who we are

Who is providing this notice?

This privacy policy is provided by Target Corporation ("Target"). It applies to your Target Debit Card issued by Target.

What we do

How does Target protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Target collect my personal information?

We collect your Target Debit Card personal information, for example, when you
- apply for a Target Debit Card and give us your contact information
- give us your income information and show us your driver's license/identification card
- use your debit card
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes—information about your creditworthiness (Target does not share this type of information with its affiliates)
- sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to all cardholders on the Target Debit Card.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Target's affiliates include those companies that control, are controlled by or under common control with Target Corporation.

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Non-affiliates we share with may include vendors of products and services that you have purchased, or that we believe will be of interest to you, financial service providers or Non-profit organizations, such as those involved with education.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners may include other banks, investment firms or insurance companies

Other important information

California and Vermont Residents: We only share information with third parties as permitted by your state's law.