REDcard gives you more.

5% Off* Today & Everyday

Free Shipping* at Target.com plus 30 Extra Days* For Returns.

Target Debit Card

apply now
  • Works like a check by drawing from your existing checking account
  • No annual fee
  • Chip-and-PIN Enabled
  • Cash withdrawal up to $40 at checkout in-store

Target Credit Card

apply now

Chip-and-PIN FAQ

Click to learn more about enhanced security features with chip card technology.

Learn more ›

Manage my REDcard

Enjoy the convenience of online card management on your computer or mobile device. Credit: Check balance, make payments, review statements. Debit: View transactions and manage your PIN.

Manage my REDcard

The savings keep stacking up.

Combine your everyday 5% REDcard savings with Cartwheel, Target Subscriptions, and coupons.

* Some restrictions apply. Please scroll down for details.
Identity Protection Guide

REDcard: Target Debit Card, Target Credit Card, and Target; MasterCard®. Subject to application approval (Target MasterCard not available to new applicants). The REDcard credit cards (Target Credit Card and Target MasterCard) are issued by TD Bank USA, N.A. The REDcard debit card is issued by Target Corporation. Pat 7,562,048 and 8,117,118.

5% REDcard Discount Program Rules(Scroll down for Free Shipping at Target.com, Extended Returns Program Rules and Target Pharmacy Rewards Program Rules):

When you use your Target Debit Card, Target Credit Card or Target MasterCard® (each, a "REDcard") at Target stores in the U.S. or Target.com, you will receive 5% off your purchases. If you use a REDcard in the same purchase transaction with another form of payment, the 5% discount will apply only to the purchase amount tendered to your REDcard. 5% discount applies to eligible purchases minus any other discounts and the value of any promotional Target gift cards received in the transaction. Target reserves the right to discontinue or alter the terms of this program at any time. 5% discount does not apply to the following:

  • Prescriptions, Target Clinic services and Target Optical eye exams
  • Target gift cards and prepaid cards
  • Previous purchases
  • Target credit account payments, Target Debit Card cash back and cash advances on the Target MasterCard
  • Gift wrap and shipping and handling charges on Target.com purchases
  • Wireless protection program purchases and deposits required by a mobile carrier
  • Where otherwise prohibited by law

REDcard Extended Returns Program Rules(Scroll down for Target Pharmacy Rewards Program Rules):

When you make purchases with your Target Debit Card, Target Credit Card or Target MasterCard® (each, a “REDcard”) at Target stores in the U.S. or Target.com, you will receive 30 additional days to return the purchases beyond the standard return policy applicable to each of the purchased items. Target reserves the right to discontinue or alter the terms of this program at any time. REDcard extended returns do not apply to the following:


REDcard Extended Returns program rules (Scroll down for Target Pharmacy Rewards program rules):

When you make purchases with your Target Debit Card, Target Credit Card or Target® Visa® Credit Card (each, a “REDcard”) at Target stores in the U.S. or Target.com, you will receive 30 additional days to return the purchases beyond the standard return policy applicable to each of the purchased items. Target reserves the right to discontinue or alter the terms of this program at any time. REDcard extended returns do not apply to the following:

  • Target Mobile Purchases
  • Purchases with a fixed return date
  • Non-returnable items

REDcard Free Shipping at Target.com Program Rules(Scroll down for Target Pharmacy Rewards Program Rules):

When you use your Target Debit Card™ Target Credit Card™ or Target MasterCard® (each, a "REDcard") on Target.com, you will receive free shipping on your Target.com purchases (Target Debit Card cannot be used on the mobile Target.com website). Offer applies on standard shipping to all 50 states and the District of Columbia, as well as APO/FPO addresses and Puerto Rico. If you upgrade your shipping method, shipping fees will apply. This offer is not valid on previous orders, or where otherwise prohibited by law. Target reserves the right to discontinue or alter the terms of this program at any time.

Target Pharmacy Rewards Program Rules:

When you enroll in the Target Pharmacy Rewards program and purchase one or more eligible prescriptions you will receive a Target Pharmacy Rewards certificate good for 5% off a day of shopping at Target stores in the U.S. and a promotional code good for 5% off an entire purchase at Target.com. Additional Target Pharmacy Rewards certificates and promotional codes (the “Reward”) are earned by purchasing five eligible prescriptions at a Target Pharmacy in the U.S.

The program is valid only in the U.S. and is not available in AR, NJ, NY or where otherwise prohibited by law. Transferred prescriptions may not be eligible to accumulate toward your Reward in all states. Purchases of prescription drugs paid for in whole or in part by federally funded government programs (e.g., Medicare, Medicaid, TRICARE) will not accumulate toward your Reward.

Target Pharmacy Rewards certificates and promotional codes will be delivered by mail. Certificates are valid only at Target stores in the U.S. and promotional codes are valid only at Target.com. Certificates and promotional codes must be redeemed on or before the expiration date listed on the certificate or promotional code. Limit one certificate or promotional code per transaction.

Your Reward cannot be redeemed on purchases of prescription drugs. In addition, your Reward cannot be redeemed for: purchases of gift cards, prepaid cards, previous purchases, Target credit account payments, Target Debit Card cash back and cash advances on the Target® MasterCard®, certain partner businesses including Target Clinic services and Target Optical eye exams, or where otherwise prohibited by law.

For prescriptions paid for by a method other than a Target Credit Card, Target MasterCard or Target Debit Card enrolled in Target Pharmacy Rewards, you will need to remember to show your Target Pharmacy Rewards card at the point of sale or ask the pharmacy team member to do a phone number lookup.

If you cancel your HIPAA authorization, participation in the Target Pharmacy Rewards program is terminated and any existing Target Pharmacy Rewards accumulated purchases will be removed from your account.

Target reserves the right to discontinue or alter the terms of this program at any time.

REDcard: Target Debit Card, Target Credit Card, and Target MasterCard®. Subject to application approval (Target MasterCard not available to new applicants). The REDcard credit cards (Target Credit Card and Target MasterCard) are issued by TD Bank USA, N.A. The REDcard debit card is issued by Target Corporation. Pat 7,562,048 and 8,117,118.