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Bringing E-money to the Poor : Successes and Failures (Paperback) (Thyra A. Riley & Anoma Kulathunga)

Bringing E-money to the Poor : Successes and Failures (Paperback) (Thyra A. Riley & Anoma Kulathunga) - image 1 of 1
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Moving toward universal access to financial services is within reach, thanks to new technologies, transformative business models, and ambitious reforms. Instruments such as e-money accounts and mobile accounts, along with debit cards and low-cost traditional bank accounts, can significantly increase financial access for those who are excluded.Bringing e-Money to the Poor: Successes and Failures examines the lessons of success from four country case studies of “gazelles”?Kenya, South Africa, Sri Lanka, and Thailand?that leapt from limitation to innovation by successfully enabling the deployment of e-money technology. These countries have thereby transformed the landscape of financial access to their poor. In addition, two country case studies (Maldives and the Philippines) yield lessons learned from constraints that stalled e-money deployments. Because technology is not a silver bullet, the case studies also explore other strategic elements that need to be in place for a country to expand access to financial services through digital technology.
?Universal access to financial services is within reach ? thanks to new technologies, transformative business models and ambitious reforms,? said World Bank Group President Jim Yong Kim ?As early as 2020, such instruments as e-money accounts, along with debit cards and low-cost regular bank accounts, can significantly increase financial access for those who are now excluded.? The purpose of this publication is to learn the lessons of success from 4 country case studies of ?Gazelles? - Kenya, Thailand, Sri Lanka and South Africa ? that have transformed the landscape of financial access to the poor by successfully enabling the deployment of e-money technology. 2 country case studies (Philippines and Maldives) yield lessons learned from constraints that stalled e-money deployments. Because technology is not a silver bullet, the case studies explore ?What are the other strategic elements that need to be in place in order for a country to guide increased financial access through digital technology??
Number of Pages: 304.0
Genre: Business + Money Management, Technology
Sub-Genre: Social Aspects, Telecommunications, Banks + Banking
Series Title: Directions in Development - Finance
Format: Paperback
Publisher: World Bank
Author: Thyra A. Riley & Anoma Kulathunga
Language: English
Street Date: September 13, 2017
TCIN: 23961454
UPC: 9781464804625
Item Number (DPCI): 247-50-5009

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