REDcard®

image of Target credit card

Rewards & Benefits

We designed REDcards to complement your lifestyle. Use your Target
Debit Card, Target Credit Card® or Target® Visa® Credit Card to get
everyday savings, support your favorite K-12 school, make
prescriptions rewarding and more.


*Some restrictions apply. Please scroll down for details.

Target Rewards and Benefits

5% OFF* every day with your REDcard®. Free shipping* at Target.com with your REDcard®. 30 extra days for returns* with your REDcard®.

*Some restrictions apply. Please scroll down for details.

5%* Rewards

Now the REDcard saves you 5% on top of our already low prices on every Target shopping trip, every day. As soon as you're approved, the savings begin.


You'll automatically get 5% off when you use your card in Target stores in the United States and on Target.com.

5% Off Today & Every Day

*Some restrictions apply. Please scroll down for details.

Free Shipping*

When you use your REDcard at Target.com, your purchases ship for free. No minimum purchase. And that's on top of the 5% savings you already receive just for shopping with your REDcard.


Learn More About Target Shipping Policies ›

Free Shipping - Target.com - Plus 5% Off Every Day

*Some restrictions apply. Please scroll down for details.

30 Extra Days for Returns*

Need a little extra time? No problem. In addition to saving 5% off your purchases plus free shipping at Target.com, your REDcard lets you enjoy 30 extra days for returns.

Introducing 30 Extra Days For Returns

*Some restrictions apply. Please scroll down for details.

Take Charge of Education

Take Charge of Education®

Help us help your favorite school. Choose your kids' elementary school, the neighborhood middle school or any other eligible K–12 school. We'll donate up to 1% of your REDcard purchases at Target stores in the U.S and at Target.com.


Learn More about Take Charge of Education® Opens in a new window

Enroll in Take Charge of Education® Program Rules › Opens in a new window

Target Pharmacy® Rewards

When you enroll in Pharmacy Rewards and fill five eligible prescriptions at Target Pharmacy, you'll earn a certificate for 5% off* a day of Target shopping. Stack this with your everyday 5% REDcard discount for ultimate savings.


Enroll or Check Your Rewards Progress


Find a Pharmacy ›

Ultimate Savings - 5% OFF Today & Every Day

*Some restrictions apply. Please scroll down for details.

REDcard Online Management

Quickly check your credit account balance, debit transaction history, or update your personal information—anytime, anywhere.
Get Started in REDcard Online Management


Anytime, Anywhere

Now manage your REDcard® right on your mobile phone. Enjoy all of the convenience of online management when you're on the go.

image of Target RedCard mobile app
image of Target RedCard Debit Card

Additional Target Debit Card Features

The Target Debit Card makes shopping easy. It's linked directly to your checking account, so you can even request up to $40 cash back when you're shopping in-store.

Get Started in Additional Target Debit Card Features


image of Target RedCard Credit Card

Additional Target Visa Credit Card Features

With a Target Visa Credit Card you can make purchases anywhere Visa Credit Cards are accepted. It also helps you take charge of your bills. Target has partnered with Billeo to offer you an easy way to pay phone bills, cable/satellite, utilities and more.
Manage Your Bills

REDcard®: Target Debit Card, Target Credit Card, and Target® Visa® Credit Card. Subject to application approval (Target Visa Credit Card not available to new applicants). The REDcard credit cards are issued by TD Bank USA, N.A. The REDcard debit card is issued by Target Corporation. VISA is a registered trademark of VISA USA, Inc. Pat 7,562,048 and 8,117,118.


5% REDcard Discount program rule (Scroll down for Free Shipping at Target.com, REDcard Extended Returns program rule, and Target Pharmacy Rewards program rule):

When you use your Target Debit Card, Target Credit Card® or Target® Visa® Credit Card (each, a "REDcard®") at Target stores in the U.S. or Target.com, you will receive 5% off your purchases. If you use a REDcard in the same purchase transaction with another form of payment, the 5% discount will apply only to the purchase amount tendered to your REDcard. 5% discount applies to eligible purchases minus any other discounts and the value of any promotional Target gift cards received in the transaction. Target reserves the right to discontinue or alter the terms of this program at any time. 5% discount does not apply to the following:

  • Prescriptions, Target Clinic® services and Target Optical® eye exams
  • Target gift cards and prepaid cards
  • Previous purchases
  • Target credit account payments, Target Debit Card cash back and cash advances on the Target® Visa® Credit Card
  • Target Commercial Interiors® purchases
  • Gift wrap and shipping and handling charges on Target.com purchases
  • Where otherwise prohibited by law

Free Shipping at Target.com (Scroll down for REDcard Extended Returns program rules and Target Pharmacy Rewards program rules):

When you use your Target Debit Card, Target Credit Card® or Target® Visa® Credit Card (each, a "REDcard®") on Target.com, you will receive free shipping on your Target.com purchases. Offer applies on standard shipping to all 50 states and the District of Columbia, as well as APO/FPO addresses and Puerto Rico. If you upgrade your shipping method, shipping fees will apply. This offer is not valid on previous orders, or where otherwise prohibited by law. Target reserves the right to discontinue or alter the terms of this program at any time.


REDcard Extended Returns program rules (Scroll down for Target Pharmacy Rewards program rules):

When you make purchases with your Target Debit Card, Target Credit Card or Target® Visa® Credit Card (each, a “REDcard”) at Target stores in the U.S. or Target.com, you will receive 30 additional days to return the purchases beyond the standard return policy applicable to each of the purchased items. Target reserves the right to discontinue or alter the terms of this program at any time. REDcard extended returns do not apply to the following:

  • Target Mobile Purchases
  • Purchases with a fixed return date
  • Non-returnable items

Target Pharmacy® Rewards program rules:

When you enroll in the Target Pharmacy Rewards program, for every five eligible prescriptions purchased at a Target Pharmacy in the U.S., you will receive a Target Pharmacy Rewards certificate good for 5% off a day of shopping at Target stores in the U.S. and a promotional code good for 5% off an entire purchase at Target.com (promotional code not valid on TargetTicket.com or third-party websites). For prescriptions paid for by a method other than a Target Credit Card®, Target® Visa® Credit Card or Target Debit Card enrolled in Target Pharmacy Rewards, you will need to remember to show your Target Pharmacy Rewards card at the point of sale or ask the pharmacy team member to do a phone number lookup.

The Target Pharmacy Rewards program is valid only in the U.S. (except NJ, NY or where prohibited by law). Purchases of prescription drugs paid for in whole or in part by federally funded government programs (e.g., Medicare, Medicaid) will not accumulate toward a savings certificate. Target Pharmacy Rewards certificates and promotional codes will be delivered by mail. Certificates are valid only at Target stores in the U.S. and promotional codes are valid only at Target.com. Certificates and promotional codes must be redeemed on or before the expiration date listed on the certificate or promotional code. Limit one certificate or promotional code per transaction.

Target Pharmacy Rewards certificates and promotional codes cannot be redeemed on purchases of prescription drugs. In addition, Target Pharmacy Rewards certificates and promotional codes cannot be redeemed for: purchases of Target gift cards, Target eGiftCards, Target Mobile Gift Cards or Target prepaid cards, Target Commercial Interiors® purchases, previous purchases, Target credit account payments, Target Debit Card cash back and cash advances on the Target® Visa® Credit Card, some partner businesses including Target Clinic® services and Target Optical® eye exams, or where otherwise prohibited by law.

If you cancel your HIPAA authorization, participation in the Target Pharmacy Rewards program is terminated and any existing Target Pharmacy Rewards accumulated purchases will be removed from your account.

Target reserves the right to discontinue or alter the terms of this program at any time.


The REDcard credit cards are issued by TD Bank USA, N.A. The REDcard debit card is issued by Target Corporation.


VISA is a registered trademark of VISA USA, Inc.


Pat 7,562,048 and 8,117,118.