This is a great deal when they are promoting the 12 months of VIP with the purchase and submission of this card. Do not purchase it otherwise. Simply because there are credit reseller sites that sell credits fo half the rip-off price the IMVU inc. does. I highly suggest using this card though, when they are doig the 12 month VIP promotion. You get VIP for 12 months, for the price of 5 months going through IMVU inc. You will also get a bonus month of VIP. Very worth it!