REDcard

Everyday savings. Exclusive extras.

Save 5% at Target every day.** Apply for debit card Apply for credit card Log in

everyday benefits

5% off every day

save an extra 5% at Target & Target.com each & every day**

free shipping

free shipping on most items at Target.com**

extended returns

for 30 extra days at Target or Target.com**

which REDcard is right for you?

debit card

Debit card

  • Links to your existing checking account.
  • Cash withdrawal at checkout up to $40.
  • View transactions & manage your PIN at Target.com/myREDcard.

Apply for Target debit card by mail

Return to application

credit card

Credit card

  • Charge your Target purchases in-store & at Target.com.
  • Receive a monthly bill.
  • Check balance, make payments & review statements at Target.com/myREDcard.

Apply for Target credit card by mail

Manage your REDcard

  • View activity & transactions.
  • Enroll in paperless credit card statements.
  • Manage your PIN.
  • Set alerts.
  • Add additional users.

Log in Activate your card

even more savings

Starbucks TM

Starbucks discount

Save 5% when you use your REDcard at any in-store Starbucks location.

Cartwheel TM

Cartwheel

Use Cartwheel to save 5-50% on hundreds of items in stores & save an extra 5% when you pay with your REDcard.

Target Subscriptions TM

Target Subscriptions

Save 5% on everyday essentials delivered on your schedule when you subscribe, plus you save another 5% when you use your REDcard.

red scissors

Coupons

Redeem Target & manufacturer’s coupons when you check out & you can save another 5% when you use with your REDcard.

The savings you love. The benefits you deserve.

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REDcard benefits & program rules

5% REDcard™ Discount program rules

When you use your Target Debit Card™, Target Credit Card™ or Target™ Mastercard® (each, a “REDcard™”) at Target stores or Target.com, you will receive 5% off your purchases. If you use a REDcard in the same purchase transaction with another form of payment, the 5% discount will apply only to the purchase amount tendered to your REDcard. 5% discount applies to eligible purchases minus any other discounts and the value of any promotional Target gift cards received in the transaction. Target reserves the right to discontinue or alter the terms of this program at any time.

5% discount does not apply to the following:

  • Prescriptions, over-the-counter items located behind the pharmacy counter and clinic services at Target
  • Target Optical™ eye exams
  • Target gift cards and prepaid cards, Stockpile and Gift of College gift cards
  • Previous purchases
  • Certain restaurant merchants in Target stores, such as D’Amico & Sons Italian Kitchen, Freshii and Pret A Manger
  • Target credit account payments, Target Debit Card cash back and cash advances on the Target Mastercard
  • Gift wrap and shipping and handling charges on Target.com purchases
  • Wireless protection program purchases and deposits required by mobile carrier
  • Where otherwise prohibited by law

REDcard™ Extended Returns program rules

When you make purchases with your Target Debit Card™, Target Credit Card™ or Target™ Mastercard® (each, a “REDcard™”) at Target stores or Target.com, you will receive 30 additional days to return the purchases beyond the standard return policy applicable to each of the purchased items. Target reserves the right to discontinue or alter the terms of this program at any time.

REDcard extended returns do not apply to the following:

  • Target Mobile purchases
  • Purchases with a fixed return date
  • Non-returnable items

REDcard™ Free Shipping at Target.com program rules

When you use your Target Debit Card™, Target Credit Card™ or Target™ Mastercard® (each, a “REDcard™”) on Target.com, you will receive free shipping on your Target.com purchases (Target Debit Card cannot be used on the mobile Target.com website). Offer applies on standard shipping to all 50 states and the District of Columbia as well as APO/FPO addresses and Puerto Rico. If you upgrade your shipping method, shipping fees will apply. A handling fee may apply if an item requires special care during shipment. Select items may require a minimum purchase threshold before the order will be shipped. This offer is not valid on previous orders or where otherwise prohibited by law. Target reserves the right to discontinue or alter the terms of this program at any time.

Early Access

REDcard holders will be offered early access to select events, products and promotions (collectively, “early access offers”). Every early access offer may not be available to every REDcard holder, and the selection of REDcard holders for a specific early access offer may be based on criteria, such as previous purchases or geographic location. Early access offers are planned throughout the year at our sole discretion and may vary from year to year. Early access offers may have limitations and restrictions. Applicable details for a specific early access offer will be provided in communications about the early access offer.

Exclusive Extras

REDcard holders will be offered exclusive extras, including special items, gifts and offers (collectively, “exclusive extras”). Every exclusive extra may not be available to every REDcard holder, and the selection of REDcard holders for a specific exclusive extra may be based on criteria, such as previous purchases or geographic location. The REDcard holder anniversary offer is an exclusive offer that will be sent to the primary cardholder via email after the REDcard opening anniversary date. To qualify for the anniversary offer, the primary cardholder must be signed up for marketing emails from Target and the REDcard must be in a good standing. Exclusive extras are planned throughout the year at our sole discretion and may vary from year to year. Exclusive extras may have limitations and restrictions. Applicable details for a specific exclusive extra will be provided in communications about the exclusive extra.

additional information

REDcard™: Target Debit Card, Target Credit Card and Target™ Mastercard®. Subject to application approval (Target Mastercard not available to new applicants). The REDcard credit cards (Target Credit Card and Target Mastercard) are issued by TD Bank USA, N.A. The REDcard Debit Card is issued by Target Corporation. Mastercard is a registered trademark of Mastercard International, Inc. Pat 7,562,048 and 8,117,118.

*see offer details restrictions apply.