PayPal Pay Later

Pay at a pace that works for you

Buy what you love now & pay in convenient installments.

Pay in 4 interest-free, bi-weekly payments on purchases of $30–$1,500 with PayPal. Learn more.

How it works

Add to cart

Choose from a wide assortment of items at Target.com & add them to your cart.

Pick PayPal

Edit your saved payment info to choose PayPal & Pay Later.

Buy now

Apply for Pay in 4. Get a decision in seconds & complete your purchase.

Pay later

Easily manage payments with autopay.

Get fashion faves, beauty picks & more

Shop all your favorite categories now. Choose PayPal at checkout & select a Pay Later option that works for you.

PayPal - Trust the way you pay

Download the PayPal app today. Shop, spend & manage your transactions—all in one place.

Pay in 4 is available to consumers upon approval for purchases of $30 to $1500. Pay in 4 is currently not available to residents of MO or NV. Offer availability depends on the merchant and also may not be available for certain recurring, subscription services. When applying, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older to apply. PayPal, Inc.: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee. NM residents: Find more disclosures related to Pay in 4.