PayPal Pay Later
Pay now or pay later
How it works
Add to cart
Choose from a wide assortment of items at Target.com & add them to your cart.
Pick PayPal
Edit your saved payment info to choose PayPal & Pay Later.
Select Pay in 4
Apply for Pay in 4.
Buy now & pay later
Get a decision in seconds & complete your purchase.
Get school supplies, apparel, tech & dorm essentials
Shop all your favorite categories now. Choose PayPal at checkout & select a Pay Later option that works for you.
Don’t just pay, PayPal
Download the PayPal app today. Shop, spend & manage your transactions. All in one place.
Pay in 4 is available to consumers upon approval for purchases of $10 to $2,000. Pay in 4 is currently not available to residents of MO. Offer availability depends on the merchant and also may not be available for certain recurring, subscription services. When applying, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older to apply. The lender for Pay in 4 is PayPal, Inc. (NMLS# 910457). Loans to CA residents are made or arranged pursuant to a CA Financing Law License. RI Small Loan Lender Licensee. NM residents: Find more disclosures related to Pay in 4.
