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PayPal Pay Later

PayPal

Enjoy now. Pay later.

Buy what you love. Pay over time.

How it works

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Add to cart

Choose from a wide assortment of items at Target.com & add them to your cart.

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Pick PayPal

Edit your saved payment info to choose PayPal & Pay Later.

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Select Pay in 4

Apply for Pay in 4.

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Buy now & pay later

Get a decision in seconds, and if approved, complete your purchase.

Get fashion faves, electronics & more

Shop all your favorite categories now. Choose PayPal at checkout & select a Pay Later option that works for you.

Don’t just pay, PayPal

Download the PayPal app today. Shop, spend & manage your transactions. All in one place.

Download on the App Store
Get it on Google Play

Pay in 4 is available to consumers upon approval for purchases of $10 to $2,000. Pay in 4 is currently not available to residents of MO. Offer availability depends on the merchant and also may not be available for certain recurring, subscription services. When applying, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older to apply. The lender for Pay in 4 is PayPal, Inc. (NMLS# 910457). Loans to CA residents are made or arranged pursuant to a CA Financing Law License. RI Small Loan Lender Licensee. NM residents: Find more disclosures related to Pay in 4.

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