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RedCard™ Program Rules

RedCard™ Program Rules

Target RedCard

RedCard benefits and program rules

5% RedCard™ Discount program rules

When you use your Target Debit Card, Target Credit Card or Target™ Mastercard® (each, a “RedCard™”) at Target stores or Target.com, you will receive 5% off on your purchases. If you use a RedCard in the same purchase transaction with another form of payment, the 5% discount will apply only to the purchase amount tendered to your RedCard. 5% discount applies to eligible purchases minus any other discounts and the value of any promotional Target gift cards received in the transaction. Target reserves the right to discontinue or alter the terms of this program at any time.

5% discount does not apply to the following:

  • Prescriptions, over-the-counter items located behind the pharmacy counter and clinic services at Target
  • Target Optical eye exams and protection plans (Target Optical products, such as glasses and contact lenses, do receive the 5% discount)
  • Target gift cards and prepaid cards, Game On, Gift of College and lottery gift cards
  • Previous purchases
  • Target credit account payments, Target Debit Card cash back and cash advances on the Target Mastercard
  • Shipt membership fees
  • Alcohol purchases in Indiana
  • Wireless protection program purchases and deposits required by mobile carrier
  • Gift wrapping services
  • Taxes, shipping, delivery, handling and all other fees or charges
  • Where otherwise prohibited by law

RedCard™ Extended Returns program rules

When you make purchases with your Target Debit Card, Target Credit Card or Target™ Mastercard® (each, a “RedCard™”) at Target stores or Target.com, you will receive 30 additional days to return the purchases beyond the standard return policy applicable to each of the purchased items. Target reserves the right to discontinue or alter the terms of this program at any time.

RedCard extended returns do not apply to the following:

  • Target Optical purchases
  • Non-returnable items
  • Contract mobile phones

Exclusive Extras

RedCard holders will be offered exclusive extras, including special items and offers (collectively, “exclusive extras”). Every exclusive extra may not be available to every RedCard holder, and the selection of RedCard holders for a specific exclusive extra may be based on criteria, such as previous purchases or geographic location. Exclusive extras are planned throughout the year at our sole discretion and may vary from year to year. Exclusive extras may have limitations and restrictions. Applicable details for a specific exclusive extra will be provided in communications about the exclusive extra.

RedCard™ Free Shipping at Target.com program rules

When you use your Target Debit Card, Target Credit Card or Target™ Mastercard® (each, a “RedCard™”) on Target.com, you will receive free shipping on your Target.com purchases. Offer applies on standard shipping to all 50 states and the District of Columbia as well as APO/FPO addresses and Puerto Rico. If you upgrade your shipping method, shipping fees will apply. Target may offer promotions for free shipping on upgraded shipping methods, and the terms of those promotions will be described in the offer. Select items may require a minimum purchase threshold before the order will be shipped. Orders delivered by Shipt may have a delivery fee. This offer is not valid on previous orders or where otherwise prohibited by law. Target reserves the right to discontinue or alter the terms of this program at any time.

RedCard Free 2-Day Shipping

When you use your RedCard for your Target.com purchases, you receive free standard shipping on most items and free 2-day shipping on eligible items. Thousands of items qualify for 2-day shipping. Item eligibility and assortment vary by market and are determined by the location of the item and the destination ZIP code. If an item is eligible for 2-day shipping, it’ll be noted on the product detail page and on the cart and check out page. Place your order by the order cutoff time to receive 2-day shipping on select items to select ZIP codes. Refer to the product detail page for estimated delivery dates. Visit target.com/2dayshipping for general delivery guidelines.


*See offer details. Restrictions apply. Pricing, promotions and availability may vary by location and at Target.com.