Target Circle™️ Card

When you make purchases with your Target Circle Card Account, Target Debit Card, Target Credit Card or Target™ Mastercard® (each, a “Target Circle™ Card”) at Target stores or Target.com, you will receive 30 additional days to return the purchases beyond the standard return policy applicable to each of the purchased items. Target reserves the right to discontinue or alter the terms of this program at any time.

Target Circle™ Card extended returns do not apply to the following:

• Target Optical purchases
• Non-returnable items
• Contract mobile phones
• Online purchases of Supplemental Nutrition Assistance Program (SNAP) eligible items using both Electronic Benefits Transfer (EBT) and a Target Circle Card for payment

When you use your Target Circle Card Account, Target Debit Card, Target Credit Card or Target™ Mastercard® (each, a “Target Circle™ Card”) on Target.com, you will receive free shipping on your Target.com purchases. Offer applies on standard shipping to all 50 states and the District of Columbia as well as APO/FPO addresses and Puerto Rico. If you upgrade your shipping method, shipping fees will apply. Target may offer promotions for free shipping on upgraded shipping methods, and the terms of those promotions will be described in the offer. Select items may require a minimum purchase threshold before the order will be shipped. Orders delivered by Shipt may have a delivery fee. This offer is not valid on previous orders or where otherwise prohibited by law. Target reserves the right to discontinue or alter the terms of this program at any time.

When you use your Target Circle Card for your Target.com purchases, you receive free standard shipping on most items and free 2-day shipping on eligible items. Thousands of items qualify for 2-day shipping. Item eligibility and assortment vary by market and are determined by the location of the item and the destination ZIP code. If an item is eligible for 2-day shipping, it’ll be noted on the product detail page and on the cart & check out page. Place your order by the order cutoff time to receive 2-day shipping on select items to select ZIP codes. Refer to the product detail page for estimated delivery dates. Visit Target.com/2dayshipping for general delivery guidelines.

Target Circle Card holders will be offered exclusive extras, including special items and offers (collectively, “exclusive extras”). Every exclusive extra may not be available to every Target Circle Card holder, and the selection of Target Circle Card holders for a specific exclusive extra may be based on criteria, such as previous purchases or geographic location. Target Circle Card holders may need to be fully enrolled in Target Circle™ to redeem offers. Exclusive extras are planned throughout the year at our sole discretion and may vary from year to year. Exclusive extras may have limitations and restrictions. Applicable details for a specific exclusive extra will be provided in communications about the exclusive extra.

Credit card rates & fees
Debit card agreements & fees
Target Circle™ Card Reloadable Account agreements & fees

$500 savings based on estimated year one spend of $1,000 on diapers and supplies, $1,820 on formula, $1,095 on food, $2,000 on nursery furniture, $1,000 on clothes and up to $2,770 on baby gear such as strollers, car seats, baby monitors and more. Estimated annual spending example from thebump.com/a/advice-for-saving-up-for-a-baby. Target Circle™ Card savings may vary and will depend on actual purchases made with a Target Circle™ Card. Target Circle™ Card credit card purchases are subject to available credit. Target Circle™ Card Reloadable purchases are subject to available funds.

$675 annual savings based on the May 2021 Official USDA Food Plan average costs for a family of 4 (2 adults, children aged 6-8 and 9-11) with a moderate cost plan estimated spending of $1128.20 per month https://fns-prod.azureedge.us/sites/default/files/resource-files/Cost_Of_Food_Low_Moderate_Liberal_Food_Plans_November_2023.pdf. Target Circle™ Card savings may vary and will depend on actual purchases made with the Target Circle™ Card. Target Circle™ Card purchases are subject to available credit. Target Circle™ Card Reloadable purchases are subject to available funds.

Get $50 in Target Circle Rewards when you spend $50 or more on qualifying purchases in-store or at Target.com with your Target Circle Debit or Credit card within 60 days of approval. Terms apply to Target Circle Rewards. This offer does not apply to mail in applications. The offer will be added to your Target Circle account within 24 hours of approval. Target Circle Rewards will expire after one year if you have not earned or redeemed any Target Circle Rewards for one year. Qualifying purchases exclude alcohol, Target GiftCards, Visa, American Express and Mastercard gift cards/prepaid cards, CVS pharmacy, clinic, and Target Optical. Target Circle Rewards will expire after one year if you have not earned or redeemed them. Your expiration date can be found on target.com/circle or under Wallet tab in the Target app.

To receive a $50 statement credit for the Target Circle Card Reloadable Account , you must successfully register at targetcirclereloadable.com for a new account, then activate the personalized card once received in the mail and spend $50 (net of reversals/returns) at Target (“$50 transaction”) with your activated personalized card within 45 days of registration. (Purchases made with virtual temporary card do not qualify.) Statement credit will be posted to the account within 30 days of the $50 transaction. The $50 transaction must occur in one transaction at a Target location or at target.com; if you get cash back at the register during your purchase, the transaction will not qualify for this promotion. Limit one (1) acquisition credit per guest in their lifetime (including RedCard Reloadable Account). Offer subject to change or cancellation at any time. This optional offer is not provided by Pathward.