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What are the benefits of using a Target Circle™ Card?

When you use your Target Circle™ Debit Card, Target Circle™ Credit Card or Target Circle™ Mastercard® at Target stores or Target.com, you will receive 5% off on your purchases. If you use a Target Circle Card in the same purchase transaction with another form of payment, the 5% discount will apply only to the purchase amount tendered to your Target Circle™ Card. 5% discount applies to eligible purchases minus any other discounts and the value of any promotional Target GiftCards received in the transaction. Target reserves the right to discontinue or alter the terms of this program at any time.   

5% discount does not apply to the following:   

  • Prescriptions, over-the-counter items located behind the pharmacy counter and clinic services at Target.   
  • Target Optical eye exams and protection plans (Target Optical products, such as glasses and contact lenses, do receive the 5% discount).   
  • Target GiftCards; Visa, Mastercard and American Express prepaid cards; Game On, DraftKings, and other sports betting gift cards; and Starbucks gift cards purchased at Starbucks locations within Target stores.   
  • Previous purchases.   
  • Target credit account payments, Target Debit Card cash back and cash advances on the Target Mastercard.   
  • Target Circle 360 membership fees.
  • Alcohol purchases in Indiana.   
  • Wireless protection program purchases and deposits required by mobile carrier.  
  • Taxes, shipping, delivery, handling and all other fees or charges .  
  • Where otherwise prohibited by law.  

Visit the Target Circle™ Card page for more details.

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