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Pay at your own pace

With Affirm, you can make easy monthly payments over 3, 6, or 12 months with no hidden fees.

Here’s how to buy with Affirm


Fill your cart

Select Affirm at checkout, then enter a few pieces of info at Affirm to get a real-time decision.

Choose how to pay

Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.

Pay over time

Make payments at affirm.com or on the Affirm app. You’ll get email & text reminders.

Pay with Affirm for any category

Never pay a penny more than you agree to on day one.

Rates are between 10-30% APR. Subject to credit check and approval. Options depend on your purchase amount, and a down payment may be required. Estimated payment amount may exclude taxes and shipping. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Please note that you can’t use Affirm to pay for pre-ordered items. See affirm.com/faqs for details. For more FAQs, visit our Target help page.