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Pay at your own pace

With Affirm, you can make easy monthly payments over 3, 6, or 12 months with no hidden fees.

Here’s how to buy with Affirm

1

Fill your cart

Select Affirm at checkout, then enter a few pieces of info at Affirm to get a real-time decision.
2

Choose how to pay

Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.
3

Pay over time

Make payments at affirm.com or on the Affirm app. You’ll get email & text reminders.

Pay with Affirm for any category

Never pay a penny more than you agree to on day one.

Rates are between 10-30% APR. Subject to credit check and approval. Options depend on your purchase amount, and a down payment may be required. Estimated payment amount may exclude taxes and shipping. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Please note that you can’t use Affirm to pay for pre-ordered items. See affirm.com/faqs for details. For more FAQs, visit our Target help page.