Retirement & Super for Australians for Dummies - by Gemma Mitchell (Paperback)

Book Synopsis

Superannuation, fees, lifestyle costs and drawdown strategies -- find the answers you need in this plain-English guide to building your personal retirement plan

Retirement can feel like something to sort out later. You've got super, maybe some savings, perhaps shares or debt -- but it's not always clear how they fit together, or whether you're on track. Retirement & Super for Australians For Dummies is an easy-to-follow guidebook written for Australians navigating our unique retirement system. You'll crunch the numbers on how retirement really works, then learn how to build a personal plan for the life you want to retire to.

How much super do you need to retire comfortably? Are you paying too much in fees? Will you be eligible for the Age Pension? Is downsizing a good way to boost your savings? Written in friendly, jargon-free Dummies style, Retirement & Super for Australians For Dummies shares the info and answers you need to build your financial future with confidence.

Inside, you'll discover how to:

• Design the retirement lifestyle you want, and work out what it will actually cost
• Understand the key ages that change your options and the money milestones you should aim for long-term
• Make sense of superannuation, including tracking down lost accounts, cutting unnecessary fees and growing your balance with different investment options
• Learn how to turn your super into a steady income when you're ready, covering drawdown strategies and managing risk
• Protect what you've built with the right insurance, estate plan and beneficiaries

Retirement is one of the biggest financial transitions of your life, and it looks different for everyone. This book will give you the confidence to build a plan that works for you, for the many years still ahead.

From the Back Cover

Everything you need to retire with confidence

Superannuation, savings, shares, maybe a bit of debt: retirement can feel like a pile of puzzle pieces with no picture on the box. Retirement & Super for Australians For Dummies helps you put them together, walking you through how Australia's unique retirement system really works so you can work out what's on track and what needs attention. Written in friendly, jargon-free Dummies style, this guidebook helps you picture what your ideal retirement looks like, then shows you exactly how to get there--from making the most of your super to navigating the Age Pension, insurance and everything in between. Retirement looks different for everyone, and this book meets you wherever you're starting from, so you can build a plan that's genuinely yours.

Inside...

• Design your ideal retirement lifestyle
• Track the key ages and money milestones that matter
• Cut super fees and find lost accounts
• Turn your super into a steady income stream
• Protect what you've built with insurance and an estate plan

About the Author

Gemma Mitchell is a financial adviser and educator with 20+ years of experience in financial services. She co-hosts the Australian Finance Podcast and is the author of The Money Reset.