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Save 5%
today &
every day.
1Target RedCard™ saves
you more, in store & online.
1Some restrictions apply. See below for RedCard benefits & program rules
Benefits | Credit Card | Debit Card | Reloadable Account |
|---|---|---|---|
| 5% off1 every day at Target and Target.com | Yes: save 5% with redcard | Yes: save 5% with redcard | Yes: save 5% with redcard |
| No annual or monthly fees2 | Yes: no annual or monthly fees | Yes: no annual or monthly fees | Yes: no annual or monthly fees |
| Free 2-day shipping1 on hundreds of thousands of items at Target.com | Yes: Free 2-day shipping | Yes: Free 2-day shipping | Yes: Free 2-day shipping |
| RedCard Exclusives including special items and offers1 | Yes: redcard exclusives | Yes: redcard exclusives | Yes: redcard exclusives |
| More return time at Target — get an additional 30 days for returns and exchanges1 | Yes: more return time | Yes: more return time | Yes: more return time |
| Pay for your Target purchases directly from your existing checking account (purchases generally take 1-3 days to process) | — No: pay from checking account | Yes: pay from checking account | —No: pay from checking account |
| Add cash for free at Target and spend anywhere Visa® debit cards are accepted | — No: add cash for free | —No: add cash for free | Yes: add cash for free |
| Earn 2% on dining and gas purchases3 and 1% everywhere else outside of Target3: Target Mastercard exclusive | Yes: earn 2% on dining and gas | —No: earn 2% on dining and gas | —No: earn 2% on dining and gas |
| Cash withdrawal of up to $40 at checkout | — No: cash withdrawal | Yes: cash withdrawal | Yes: cash withdrawal |
| 1 Some restrictions apply. See below for RedCard benefits and program rules. 2 See below for credit card rates and fees. See below for debit card agreement and fees. See below for Reloadable Account rates and fees. 3 Only for guests approved for a Target Mastercard. Restrictions apply. Learn more. | |||
| 1 Some restrictions apply. See below for RedCard benefits and program rules. 2 See below for credit card rates and fees. See below for debit card agreement and fees. See below for Reloadable Account rates and fees. 3 Only for guests approved for a Target Mastercard. Restrictions apply. Learn more. | Apply for Credit | Apply for Debit | Open a Reloadable |
Everyday RedCard benefits:
1Some restrictions apply. See below for RedCard benefits & program rules.
Your everyday 5% discount
applies to so much more.
1Specialty gift cards
Save 5% on specialty gift cards for travel, restaurants, movie tickets, and more.11Some restrictions apply. See below for RedCard benefits & program rules.
Save 5% with a Debit RedCard.
1Pay for your Target purchases directly from your existing checking account.
Get even more ways to save.
Target Circle offers can help you save 5-50% on your favorite items.
Apply now.
Start getting more at Target and Target.com