Financial Technology - by Niels Pedersen (Paperback)

About the Book

Bridge the theory and practice behind fintech with this textbook which includes up-to-date case studies, clear explanations of new technologies and academic frameworks.

Book Synopsis

With the continued success of fintech (financial technology) businesses around the world, financial services are becoming increasingly de-centralized, personalized, and automated. This new textbook strikes a balance between academic depth and commercial relevance in examining the advantages and challenges of these changes through the lens of various analytical frameworks. Financial Technology demystifies key technologies, such as blockchains, Internet of Things, AI, machine learning, and algorithmic data analysis, in a clear and accessible style suitable for readers with no technological background.

Real-world case studies from a variety of international organizations including HSBC, ING, Amex, AIG, IBM, Tandem and Monzo, bridge the gap between theory and practice and contextualize learning in terms of real businesses, from large incumbents to smaller start-ups. With coverage of robo-advisors, mobile-only banks, open banking and risk and regulation, this book also explores a range of analytical frameworks to critically examine new technologies and emerging business models.

Financial Technology enables readers to understand the fintech movement in the context of recent financial history, examine the key drivers of change and form insights about the financial system in a forward-looking and global manner. Online resources include PowerPoint slides for lecturers, video lectures, a literature review and blog posts to cover industry developments.

Review Quotes

"A relevant, fresh and enlightening read for both seasoned finance veterans as well as those new to finance and fintech innovation."-- "Erik Jonsson, Head of Digital Partnerships, Techcombank"

"If there's one book you need to read on fintech - this is it! Financial Technology is a must read for anyone who wants a deep insight into this exciting industry."-- "Angela Yore, SkyParlour"

"Niels accurately captures the key elements that contribute to innovation in the financial technology ecosystem, making this publication relevant to anyone who has an interest in the sector."-- "James Nurse, Managing Director, FINTRAIL"

"Pitched against the backdrop of an evolving digital economy witnessing unprecedented innovation, change and societal challenges, this book captures key aspects of the fluid fintech landscape while adding to the growing body of knowledge in this emergent field."-- "Karen Elliott, Associate Professor of Enterprise and Innovation, Newcastle University Business School"

About the Author

Niels Pedersen is a Senior Lecturer on the MSc Financial Technology programme at Manchester Metropolitan University, UK, and a regular conference speaker on fintech. As a Chartered Accountant (ICAEW), he worked at PwC and the Financial Services Authority before coming to academia.