Credit card rates & fees
Debit card agreements & fees
Target Circle™ Card Reloadable Account agreements & fees

When you use your Target Circle Card for your Target.com purchases or are a Target Circle 360 member, you receive free standard shipping on most items and free 2-day shipping on eligible items. Hundreds of thousands of items qualify for 2-day shipping. If an item is eligible for 2-day shipping, it'll be noted on the product detail page and on the cart & check out page. Place your order by the order cutoff time to receive 2-day shipping on select items to select ZIP codes. Visit Target.com/2dayshipping for general delivery guidelines.

Subject to the terms and conditions of the membership. $99 annual membership fee discounted to $49 when you have a Target Circle Card (credit and debit) saved to your Target account. Cannot be applied to previous purchases or combined with other promotions.

When you make purchases with your Target Circle Card Account, Target Debit Card, Target Credit Card or Target™ Mastercard® (each, a “Target Circle™ Card”) at Target stores or Target.com, you will receive 30 additional days to return the purchases beyond the standard return policy applicable to each of the purchased items. Target reserves the right to discontinue or alter the terms of this program at any time.

Target Circle™ Card extended returns do not apply to the following:

• Target Optical purchases
• Non-returnable items
• Contract mobile phones
• Online purchases of Supplemental Nutrition Assistance Program (SNAP) eligible items using both Electronic Benefits Transfer (EBT) and a Target Circle Card for payment

When you use your Target Circle Card Account, Target Debit Card, Target Credit Card or Target™ Mastercard® (each, a “Target Circle™ Card”) on Target.com, you will receive free shipping on your Target.com purchases. Offer applies on standard shipping to all 50 states and the District of Columbia as well as APO/FPO addresses and Puerto Rico. If you upgrade your shipping method, shipping fees will apply. Target may offer promotions for free shipping on upgraded shipping methods, and the terms of those promotions will be described in the offer. Select items may require a minimum purchase threshold before the order will be shipped. Orders delivered by Shipt may have a delivery fee. This offer is not valid on previous orders or where otherwise prohibited by law. Target reserves the right to discontinue or alter the terms of this program at any time.

Target Circle Card holders will be offered exclusive extras, including special items and offers (collectively, “exclusive extras”). Every exclusive extra may not be available to every Target Circle Card holder, and the selection of Target Circle Card holders for a specific exclusive extra may be based on criteria, such as previous purchases or geographic location. Target Circle Card holders may need to be fully enrolled in Target Circle™ to redeem offers. Exclusive extras are planned throughout the year at our sole discretion and may vary from year to year. Exclusive extras may have limitations and restrictions. Applicable details for a specific exclusive extra will be provided in communications about the exclusive extra.

Subject to identity verification.

You'll be considered for a Target Mastercard, based on your creditworthiness. If you don't qualify for it, you'll be considered for a Target Circle Credit Card. You’re applying for a Target credit card issued by TD Bank, USA, N.A.

Get $50 in Target Circle Rewards when you spend $50 or more on qualifying purchases in-store or at Target.com with your Target Circle Debit or Credit card within 60 days of approval. Terms apply to Target Circle Rewards. This offer does not apply to mail in applications. The offer will be added to your Target Circle account within 24 hours of approval. Target Circle Rewards will expire after one year if you have not earned or redeemed any Target Circle Rewards for one year. Qualifying purchases exclude alcohol, Target GiftCards, Visa, American Express and Mastercard gift cards/prepaid cards, CVS pharmacy, clinic, and Target Optical. Target Circle Rewards will expire after one year if you have not earned or redeemed them. Your expiration date can be found on target.com/circle or under Wallet tab in the Target app.