In the Black - by Brenda Lane Richardson & Aaron W Smith (Paperback)

About the Book

With economic uncertainty reaching unprecedented levels, Smith's accessible nine-step plan to take control of one's financial future is sure to resonate with readers, whether they're just starting out or are in mid-life with concerns about their retirement. Smith offers concrete advice on what opportunities are available and uses real-life examples to illustrate how anyone can achieve their financial dreams.

Book Synopsis

With economic uncertainty reaching unprecedented levels, Aaron W. Smith's accessible nine-step plan to take control of your financial future will resonate whether you're just starting out or finding yourself midlife with concerns about your retirement. In The Black will transform your retirement plans, regardless of income, by offering concrete advice on what opportunities are available and using real-life examples to illustrate how anyone can achieve their financial dreams be they middle- aged and facing debt or actively saving since their early twenties.

In clear, easy-to-follow steps, readers will learn how to:

• Overcome historical resistance to investing
• Save for retirement while keeping kinship ties intact
• Use faith as a motivator for saving and strengthening financial discipline
• Break through denial about changes in Social Security and pension plans. . . and much more.

Review Quotes

"If you're worried about retirement, read this book. It's filled with the Holy Spirit, fun to read and easy to follow." -- The Rev. Dr. Suzan Johnson Cook Senior Pastor, Believers Christian Fellowship Author, Live Like You're Blessed

"In the Black fills a void in the much under-served niche of financial planning for African Americans.... This book will empower you to move forward." -- Mary Beth Franklin, Kiplinger's Personal Finance

"Smith's work is a timely volume urging individuals at all income levels to improve their financial literacy and take control of their economic futures." -- Publishers Weekly (starred review)