Working Wives and Dual-Earner Families - by Rose M Rubin (Paperback)

About the Book

This book analyzes the effects of wives' employment on the economic status of families, using both descriptive and empirical research. The historical and socio-economic causes of change in the employment status of wives and husbands are detailed. The empirical studies respond to some basic questions about dual-earner families: How does having an employed wife influence family lifestyles? What effects do dual-earners have on the finances of their households and on the distribution of income? What policy changes are needed to recognize the economic importance of dual-earner families?

In Working Wives and Dual-Earner Families, one-earner and dual-earner families are differentiated, with particular attention to the impact of wives' employment status (full-time or part-time) on household decision making. Among the most interesting research findings are: total family income or tax bracket and the cost of child care are among the critical determinants of dual-earner employment; married-couple families at the same level of income have very similar expenditure patterns regardless of whether the wife is employed; full-time working wives make the distribution of income less equal, but part-time working wives generate greater equality in the distribution of income; families with full-time working wives have higher income, but they do not save more or have greater financial assets than other families; families with part-time employed wives are similar to those with non-employed wives and differ from families with full-time employed wives. The authors conclude that the real incomes of dual-earner families will continue to grow, as one-earner real income remains the same or declines. Household planning and decision making will increasingly be predicated upon having two earners, which will be perceived as the norm. Dual-earner families, based on amenities, mobility, growing families, and demands for public goods, will drive private markets and public policy.

Book Synopsis

This book analyzes the effects of wives' employment on the economic status of families, using both descriptive and empirical research. The historical and socio-economic causes of change in the employment status of wives and husbands are detailed. The empirical studies respond to some basic questions about dual-earner families: How does having an employed wife influence family lifestyles? What effects do dual-earners have on the finances of their households and on the distribution of income? What policy changes are needed to recognize the economic importance of dual-earner families?

In Working Wives and Dual-Earner Families, one-earner and dual-earner families are differentiated, with particular attention to the impact of wives' employment status (full-time or part-time) on household decision making. Among the most interesting research findings are: total family income or tax bracket and the cost of child care are among the critical determinants of dual-earner employment; married-couple families at the same level of income have very similar expenditure patterns regardless of whether the wife is employed; full-time working wives make the distribution of income less equal, but part-time working wives generate greater equality in the distribution of income; families with full-time working wives have higher income, but they do not save more or have greater financial assets than other families; families with part-time employed wives are similar to those with non-employed wives and differ from families with full-time employed wives. The authors conclude that the real incomes of dual-earner families will continue to grow, as one-earner real income remains the same or declines. Household planning and decision making will increasingly be predicated upon having two earners, which will be perceived as the norm. Dual-earner families, based on amenities, mobility, growing families, and demands for public goods, will drive private markets and public policy.

About the Author

ROSE M. RUBIN is a Professor in the Economics Department at University of North Texas. She has authored many journal articles and book chapters.

BOBYE J. RINEY is Professor Emeritus at University of North Texas. She has authored many journal articles in her career.