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Financial Adulting - by Ashley Feinstein Gerstley (Hardcover)

Financial Adulting - by  Ashley Feinstein Gerstley (Hardcover) - image 1 of 1
Financial Adulting - by  Ashley Feinstein Gerstley (Hardcover) - image 1 of 1
$14.59 sale price when purchased online
$25.00 list price

About this item


  • Perfect for anyone seeking to get a firm handle on their personal finances, Financial Adulting is a must-have resource that demystifies and simplifies complex topics and makes understanding personal finance fun From the founder of The Fiscal Femme, a popular feminist money platform, and author of The 30-Day Money Cleanse, Ashley Feinstein Gerstley's Financial Adulting: Everything You Need to be a Financially Confident and Conscious Adult delivers an easy-to-follow, informative, and fun financial guide.
  • About the Author: ASHLEY FEINSTEIN GERSTLEY is an author, speaker, and personal finance expert.
  • 320 Pages
  • Business + Money Management, Personal Finance


About the Book

"Financial Adulting is an easy-to-follow, informative, and fun financial guide. The book covers everything you need to know and do to be a confident and competent financial adult. It includes all the personal finance education most of us were missing, but also the accompanying tactical step-by-step guidance so readers can take action and create systems to set themselves up for success months and years after they read the book. Gerstley shares everything readers need to know about budgeting, building their rainy day fund, retirement investing, understanding insurance, filing taxes, increasing their credit score, making a plan for student loans, and everything in between. Personal finance is also very personal. We all value different things and therefore our money lives will all look unique. Readers will not have to give up their lifestyles or what they love most. They can live big meaningful lives now while also reaching their financial goals. Full of practical advice, Financial Adulting will be a resource that readers will first read cover to cover and then come back to again and again when it's time to adjust their 401(k)s, when they are preparing for a salary negotiation, or are mapping out how to save for a new goal. Gerstley shares all of this from an important racial justice and feminist perspective, as we can't talk about money and personal finance without talking about equity. Financial adults understand this important context and recognize that they may be coming from a place of disadvantage due to historic and systemic obstacles. Financial adults also recognize that their privilege can and should be used to help close racial and gender wealth gaps. The book provides readers with everything they need to become confident and competent financial adults and start building meaningful wealth, one small manageable step at a time."--

Book Synopsis

Perfect for anyone seeking to get a firm handle on their personal finances, Financial Adulting is a must-have resource that demystifies and simplifies complex topics and makes understanding personal finance fun

From the founder of The Fiscal Femme, a popular feminist money platform, and author of The 30-Day Money Cleanse, Ashley Feinstein Gerstley's Financial Adulting: Everything You Need to be a Financially Confident and Conscious Adult delivers an easy-to-follow, informative, and fun financial guide. From budgeting and consumer activism to retirement investing and paying down debt, you'll learn everything you need to know and do to be a financially savvy adult.

In this important book, you'll:

  • Master fundamental concepts, including dealing with student loans, maximizing your 401(k), and preparing for salary negotiations
  • Use a racial and feminist justice lens to tackle rarely discussed topics in money and equity and better understand deep-seated historic and systemic obstacles
  • Recognize that your circumstances, goals, and values are unique and require a custom approach in order to succeed financially
  • Receive a simple step-by-step guide to reaching your financial goals while living a big, exciting, and meaningful life

From the Back Cover

Praise for Financial Adulting

"Financial Adulting is the step-by-step guide we all wish we had when we graduated college. Although most of us start 'financial adulting' much later, wherever you are in your journey, Ashley provides the perfect toolkit for uncovering a lifelong financial planning strategy while also investing in a more equitable world."
--Farnoosh Torabi, host of the So Money podcast and author of When She Makes More

"In Financial Adulting, Ashley provides an engaging and inclusive path towards becoming a money savvy grown-up. She also brings in rarely talked about lessons from history and ways we can better align our spending with our values."
--Erin Lowry, author of the BROKE MILLENNIAL series

"A must-read! Ashley covers the important and often complex financial topics in a way that even a reader with no financial background can understand."
--Tiffany Aliche, New York Times bestselling author of Get Good with Money

"Most of us didn't learn about money in school. Financial Adulting is a crash course on what women really need to know to be the boss of their financial lives. This book perfectly pairs the 'why' behind important money moves and the 'how' with helpful exercises, so you can get. it. done."
--Elyse Steinhaus, head of financial content at theSkimm

"Financial Adulting is a must-read for anyone who wants to build their financial foundation while also making the world a better place. Ashley demystifies even the most complex topics and provides critical context on some of the big problems with our financial systems. She gives readers an action plan for each area of their finances and a recipe to maintain their financial prowess going forward."
--Stacey Tisdale, CEO of Mind Money Media, Inc. and author of The True Cost of Happiness

"Financial Adulting is the most comprehensive, real-world guide out there to master your financial life. No more pretending everyone starts from the same place or has equal opportunity--Ashley breaks down all the ways our financial system advantages some and disadvantages others, and she does it with empathy and humor. This book will make you angry about how unfair our system is, but also give you the confidence to navigate that system like a pro, no matter your starting point."
--Tanja Hester, author of Wallet Activism and Work Optional

About the Author

ASHLEY FEINSTEIN GERSTLEY is an author, speaker, and personal finance expert. In 2012, she created The Fiscal Femme, a feminist money platform on a mission to end inequality through financial well-being, and has helped thousands of people feel financially confident, achieve major financial goals, and destress their relationships with money.

Dimensions (Overall): 9.0 Inches (H) x 6.1 Inches (W) x 1.3 Inches (D)
Weight: 1.1 Pounds
Suggested Age: 22 Years and Up
Number of Pages: 320
Genre: Business + Money Management
Sub-Genre: Personal Finance
Publisher: Wiley
Format: Hardcover
Author: Ashley Feinstein Gerstley
Language: English
Street Date: March 2, 2022
TCIN: 84911963
UPC: 9781119817307
Item Number (DPCI): 247-33-7426
Origin: Made in the USA or Imported
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Shipping details

Estimated ship dimensions: 1.3 inches length x 6.1 inches width x 9 inches height
Estimated ship weight: 1.1 pounds
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4.9 out of 5 stars with 12 reviews
100% would recommend
7 recommendations

Real talk-Heart Aligned finances.

5 out of 5 stars
Thumbs up graphic, would recommend
Christy V - 2 years ago
Listen, I have read a lot of personal finance books and even had my own little YouTube channel focused on the subject. But this book was so refreshing. Not only does it head on bring to light the systematic issues that cause many people - specifically women of color - to have barriers to wealth but it contains so much helpful down to earth information that is doable for most people I know. Seriously, it's not just another finance book, it will be my reference boom as I pivot finances away from survival to thriving. All while using her tips to raise people and causes up with me! Real talk-Heart Aligned finances. So good.
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Great book, easy to understand!

5 out of 5 stars
Thumbs up graphic, would recommend
laura812 - 2 years ago
I found this book very informative, and not just for one specific audience. I consider myself pretty financial savvy (I max out my 401k, have no debt, invest, make a budget, etc) but I still found myself learning new things and taking some notes of good insights/tips from this book. My sister is not as financial savvy, and I will be recommending this book to her as I think it's an even better book for those that consider themselves "beginners" at financial adulting. Ashley's writing is easy to read and comprehend (I liked how conversational she was and the little comments she sprinkled in throughout). I thought the chapters weren't too long and the chapter topics were laid out in a way that made sense. What's great about this book is that I can go back and read certain chapters when they are more applicable to me- for example, the housing chapter when I decide to eventually buy a house. Lastly, I liked that the author brought up privilege and the inherent inequities in wealth throughout the United States (which can be traced back to slavery & systemic racism). It's important to realize that not everyone starts on the same playing field in life, and it's important to give back (or "vote with your wallet") when you can. All in all: highly recommend this book, especially for those earlier on in their financial adulting journeys (early 20s to mid/late 30s)!
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The best book for getting your financial life together!

5 out of 5 stars
Thumbs up graphic, would recommend
Amanda - 2 years ago
The book comprehensively covers just about every financial topic you could think of. There are prompts for journal-type writing throughout each chapter, where Ashley encourages the reader to really think about the topic. Actionable items at the end of every chapter and tons of additional resources, templates, and calculators as part of the Financial Toolkit keep the reader immersed and engaged. Ashley has included topics that aren’t discussed as much as they should be in the finance space: equity and privilege and how both affect finances, the importance of intersectionality in finance, consumer activism, even things like estate planning and taxes. Reading the book all at once is a great overview for getting your financial life together. I will, for sure, be going back to reference certain sections over and over.
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I feel like I'm actually on my way to becoming a financial adult!

5 out of 5 stars
Thumbs up graphic, would recommend
Sammi - 2 years ago
It's so hard to find financial books out there with advice that feels like it takes different situations and backgrounds in mind. That's where Financial Adulting separates itself from the pack. What I like about the book is that no matter your situation, you can walk away with a pearl of wisdom you can use in your everyday financial life. I was especially excited to form my money goals, get a better feel for my outflow, and learn about investing for good. I would recommend this book to anyone looking to form better financial habits, whatever they may be.
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Useful, educational, and easy to understand!

5 out of 5 stars
Thumbs up graphic, would recommend
CassieJean - 2 years ago
Ashley takes complicated topics and breaks them down into understandable and achievable goals in this book. She covers money topics while also covering the important Social Justice issues like privilege and generational wealth, the gender and racial pay gaps, the pink tax and more. She advocates for those who cannot advocate for themselves while helping advise people from all backgrounds through her topics and writing. She explains why we need to care about things like saving for retirement or why women would need to consider having a "Walk Away Fund," without belittling or making the reader feel inferior for not having a former understanding of some of the topics. It so amazing how she had fit some much into such a quick and easy to read book! The Chapter that I was most excited about was "Become and Investor for Good" and I quickly identified with the quote, "we can choose to invest our money in ways that (mostly) aren't harmful and can even support the values that we believe in. I had previously reached out to my financial investor to ask for some options regarding ethical or socially responsible investments and I basically stumped him completely. This book even further defines "social responsible investments" and talks about the background of where they come form and how those that are labeled as such may leave certain companies or topics out of investing that I would have originally wanted to support. This alone was such a great takeaway for me to learn. Now I know that focusing on ESG (environment, social, and governance) funds that best reflect my top values and consumer activist criteria are the best way to go. Ashley also walks you through how to set up this list, in Chapter 6. Additionally, the chapter on Buying a Home is an amazing resource in itself! I highly advocate all of my friends to take a home buying class before they begin their home searches and Ashley's book breaks every little detail of what buying a home is like down into understandable materials and almost like a step-by-step process. The whole thing is just so understandable, useful, and practical and I'm so grateful that Ashley is out there to write something like this! I also highly recommend following her on social media as she has a great energy, constantly brings up important social justice topics and their relation to money, and she's just a fun person to be connected to!
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Great Read that incorporates a financial inequality history

5 out of 5 stars
Thumbs up graphic, would recommend
Diana - 2 years ago
Ashley put together an easy to read guide to personal finances that recognizes the privilege in the system that puts us all at a different starting place. A push for transparency in equity and how to vote for values we hold politically and as consumers is a very refreshing addition to this book that transcends all sections. In addition, Ashley has the most straight forward way of defining common investment lingo and insurance options I have come across yet, especially within ESG investments and life insurance. I cannot wait to keep revisiting chapters and expanding my growth and budgets during my money parties; personal check ins where you see how you are doing and expand or change your goals.
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A Simplified Breakdown of the Financial World for Beginners

5 out of 5 stars
Thumbs up graphic, would recommend
Samantha Gatzke - 2 years ago
I give this book 5 stars without any doubt! I am a 27 year old who can’t seem to get a grip on my finances. I was set up to fail by my mother who stole my identity and ruined my credit. I was trying to get my financials down pact with 0 knowledge. This book has taught me so much about what it takes to be be successful at “financial adulting”. This book empowers woman to be successful and also quotes many successful woman. There’s a brief history on how woman have been discriminated as well as other ethnicities. If you are a beginner to getting your finances in check or need a refresher I recommend this book. Ashley writes in a mellow tone where it is teaching as well as being laid back to enjoy all of the new information being read.
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I Learned So Much

5 out of 5 stars
jah2003 - 2 years ago
I have never been a fan of books about finance, mostly because don't want to read them, because money is scary. But I took the plunge with Financial Adulting and I'm glad I did. Ashley made everything in the book not scary and everything had very easy steps to follow to accomplish the goals. I also have a much better understanding of things that were always foreign to me like life insurance, estates, and investing. All things that used to foreign to me, I now feel like I have the tools to be able to have an educated conversation on these topics. I also applaud Ashley for not shying away about being honest about how it is harder as a BIPOC woman to achieve the same level of financial success as most of our peers. The fact that the one of the early chapters of the book was about equity floored me in a good way. There are very few white authors who would actually take the time to acknowledge the racial inequities that come with the way the financial system is built. I was lucky enough to be able to read an advance copy of the book, but I have already gone out and ordered a copy for myself and a friend so that that I can share this knowledge with others and I have a copy for myself as a reference in the future.
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