Money Confident Girls - by Julina Ogilvie (Paperback)

About the Book

Julina Ogilvie shows how early money lessons and everyday conversations help girls understand the four building blocks of finance: earning, spending, saving, and investing.

Book Synopsis

Teaching young girls the basics of money management is a powerful gift that equips them with the skills and knowledge needed for a lifetime of financial well-being. In Money Confident Girls, Julina Ogilvie shows how early money lessons and everyday conversations help girls understand the four building blocks of finance: earning, spending, saving, and investing. Money habits and beliefs form in childhood and influence our financial decisions as adults. Ogilvie offers age-appropriate strategies to instill a positive money mindset so girls view money not as a taboo topic or source of anxiety, but as a tool for personal growth and financial security.

Ogilvie blends personal anecdotes with expert insights and thoughtful suggestions from other parents. She meticulously crafts a roadmap to financial literacy, covering strategies around allowances, first jobs, budgeting, the use of debit cards, custodial accounts, and options for college savings and retirement vehicles. Women have historically faced gender-specific challenges such as wage gaps, career interruptions, and longer life expectancies, making it critical for them to learn early on how to manage their finances effectively.

Many Americans today struggle with massive debt and the consequences of poor financial decisions. Preparing the next generation with financial skills is not just about teaching them to earn, save and invest wisely; it's about fostering a mindset that empowers them to embrace financial independence and navigate the complexities of money with savvy and confidence. This important book is a must-read for anyone raising young girls.

Review Quotes

"With the rising cost of living in the modern world, financial literacy has become paramount for everyone. Introducing it to girls at a young age prepares them to be financially independent and helps them pursue a life of success and fulfillment. Money Confident Girls is a comprehensive handbook on money management that parents can use to reinforce understanding the value of money in girls at a young age. Drawing upon her years of experience in wealth management working for firms such as J.P. Morgan and Principle Wealth Partners, Julina Ogilvie offers readers keen insights and advice to teach young girls the fundamentals of finance, including earnings, spending, savings, and investment. This book will teach you about negotiating wages, navigating debt, savings, compound interest, taking financial precautions, developing positive habits, adhering to a budget, stock ownership, managing an allowance, and much more.

Money Confident Girls is a thorough guide to finding financial freedom. Julina Ogilvie offers parents an applicable framework to teach girls the basics of money management to help them prepare for a life with financial security and freedom. In this book, Ogilvie emphasizes the importance of women in STEM fields and provides practical tips to help young women learn how to develop and grow their financial acumen. The author recounts anecdotes from her own life and those of other successful women to ensure readers can easily understand and grasp the topic. This is one of the most well-researched and informative books on money management I've read this year. I highly recommend parents introduce it to their children."

Pikasho Deka, Reader's Digest

"So often when we think about finance in our society, we don't take into account the importance of arming girls with the essential skills needed to achieve financial independence. Julina's approach of using age-appropriate tips and strategies interwoven with personal stories makes this the perfect guide to empower girls to handle their finances with confidence. As the mother of two girls myself, I feel this book is an essential tool for all parents of girls."

Pam Keough, President & Chief Executive Officer at Make A Wish Foundation of Connecticut, Inc.