The Book of Money - by Monzo (Paperback)

Book Synopsis

THE SUNDAY TIMES TOP TEN BESTSELLER

'Informative...warm in tone and easy to understand. A safe space to learn about money.' Clare Seal, author and founder of My Frugal Year

'An evergreen guide to keep through different life stages.' Bola Sol, author of Your Money Life

'Cuts the jargon, keeps it real -- and actually makes money feel manageable.' Jason Butler, global financial well-being expert and author

If you'd never normally read a personal finance book, this one's for you.
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Ah, money. We all use it, but most of us feel like we don't 'get' it. Enter: a personal finance book you'll actually want to read. With absolutely no judgement or jargon, The Book of Money breaks down big, complex topics into bite-sized chunks.

Inside...

• Balancing your budget: avoid the day-before-payday dread
• How to 'do money' together: take the tension out of sharing finances
• Becoming an investor: why it's not just for millionaires
• Life after work: look after your future self and leave pension procrastination behind
• Debt and borrowing: how to get on top of your debt and use credit to your advantage
• Property: renting, buying and making the most of where you live

With infographics, practical exercises and stories inspired by Monzo's 12 million customers - this is the perfect personal finance book for people who'd never normally read one.

This book will give you the skills, tools and confidence you need to change your relationship with your finances forever.
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Early reader reviews:

'I wish I had read it ten years ago'

'It makes you feel human about your finances. Comical, realistic and totally relatable.'

'Engaging, short and easy to read. Monzo fans will love it!'

'The section about investments was really useful to me personally. Previously I thought it was something beyond me as an individual.'

'Reading this book has helped me feel like I can make some of my own decisions rather than guess and muddle my way through all things money.'

'I absolutely loved this book - it feels kind, non-judgemental and genuinely entertaining and 'real talk', something that we all need when working with our money.'

'Lots of personality in this book. Something you should read now to get ahead of your future.'

*ST bestseller, September 2025

Review Quotes

Informative without being condescending, warm in tone and easy to understand. A safe space to learn about money. Not only is the book financially sound, it's extremely emotionally intelligent. It acknowledges the difficulties of gaining financial security in the current economic environment without allowing them to be a foil for the great content in the book.--Clare Seal, financial coach, author and founder of My Frugal Year

'The Book of Money lays down the practical foundations many of us need, with a healthy dollop of realness. It goes well beyond the ABC of personal finance, and its case studies serve as a vivid reminder that we're all human and what matters is discovering what works for each of us. I must say, no one is revolutionising digital banking quite like Monzo. Complex topics such as investing are explained with remarkable simplicity, clearly defining what investing is and what it isn't. The illustrations are superb, painting an accurate picture of people's situation. The book's impressive statistics and research give a clear sense of where people's focus lies. This book is an evergreen guide that you'll need to keep through different life stages.'--Bola Sol, author of Your Money Life

'Cuts the jargon, keeps it real -- and actually makes money feel manageable.'--Jason Butler, global financial well-being expert and author

About the Author

Monzo is one of the UK's biggest banks, trusted by more than 12 million customers and counting. Founded in 2015, they are a digital bank that's revolutionised the industry and made millions
of people feel better about their money. With smart tools and innovative features, they help customers grow more capable and confident in their finances than ever before.