The Forever Paycheck - by Jean Chatzky (Hardcover)

Book Synopsis

The new roadmap to financial longevity, from the longtime on-air financial editor on the TODAY show and AARP's personal finance columnist, Jean Chatzky: capitalize on the power of a paycheck to build a retirement you love

A comfortable retirement is the American dream. Yet only 8% of people feel it's easy to achieve. 150 million Americans report being concerned or terrified about having no more paychecks in retirement. Even if you have been diligently saving money in your retirement accounts, there are endless questions: Do you have enough money to retire? At what age? How much can you withdraw per year? With lifespans longer than ever, are you at risk of running out of money? The solution is a paycheck that will last for the rest of your life: a Forever Paycheck.

There is significant power in a Forever Paycheck. The latest research shows that when your money in retirement comes in the form of a steady monthly paycheck, you feel much more confident in using it to enjoy your life to the fullest.

No matter how you're wired, or how far along you are on life's journey, the tools and the financial products exist to build a Forever Paycheck that's right for you. Whether you plan to work to 50 or 75, have a small 401(k) or a large stock portfolio, like to take risks with your money or always play it safe, bestselling author and financial expert Jean Chatzky first helps you understand your personality and needs. Then, she provides the step-by-step plan to calculate how to make your money last as long as you do through strategic budgeting and planning around income from social security, annuities, retirement accounts, and more.

The Forever Paycheck is for you if:

• You want to be able to confidently spend and travel in retirement without worrying about running out of money
• The thought of your paycheck ending fills you with dread
• You want a sanity check that your retirement plan will sustain you
• You're 40, 50 or 60 and really haven't thought about a retirement plan yet
• You want to be able to leave something for your kids (and/or causes)
• You want to be able to set-and-forget your finances (for the most part) so you can enjoy the rest of your life

The Forever Paycheck approach is both no-nonsense and cutting-edge and will enable every reader to confidently plan for and enjoy their retirement with peace of mind.

About the Author

Jean Chatzky is a New York Times bestselling author and the founder and CEO of HerMoney.com, a robust personal finance community for 500,000 women (and counting) started in 2017. For 25 years, Jean was the on-camera Financial Editor for NBC's Today, and she is currently a financial coach on Opportunity Knock$ on PBS. She writes the "Chatzky to The Rescue" column for AARP The Magazine, where she helps readers solve their financial problems. She lives in Philadelphia.