The Money Habit - by Mike Michalowicz (Hardcover)

About the Book

In the follow-up to his international bestseller Profit First, entrepreneur and money expert Mike Michalowicz reveals how to achieve financial freedom by working with your natural habits rather than trying to change them. and offers a radically simple alternative, guiding you to leverage your existing habits for financial success.

Book Synopsis

Money. What if you never had to worry about it again?

In the follow-up to his international bestseller Profit First, entrepreneur and money expert Mike Michalowicz reveals how to achieve financial freedom by working with your natural habits rather than trying to change them. His Profit First model has already helped over a million businesses and entrepreneurs achieve financial independence. Now, with The Money Habit, he brings that proven system to personal finance.

Most financial advice demands strict budgets, sacrifice, and cutting back on life's joys, yet only 9% of people stick with these approaches. Other systems rely on complex tools or require adopting entirely new behaviors, leading to similarly grim results.

Michalowicz offers a radically simple alternative, guiding you to leverage your existing habits for financial success. By categorizing money into distinct bank accounts, you will instantly gain cash clarity, track spending, and feel empowered, all while maintaining financial responsibility. He provides actionable steps to align your finances with your lifestyle and goals -- whether those are to get out of debt, spend some money, save for a big purchase, or plan for the future -- illustrated with lessons from his own journey, from losing his first fortune to regaining financial freedom.

The truth is humans have always been wired for financial success, yet we are trying to master methods that work against our natural tendencies. The Money Habit is different: it simply activates what's already within you. This essential guide delivers a proven, sustainable approach to financial stability, security, and long-term wealth without forcing you to change who you are. All you need to do is activate your money habit.

Review Quotes

"Money is simple. It's people who make it complicated. The Money Habit makes it all work seamlessly; the money and the people parts." --Jean Chatzky, CEO HerMoney.com, New York Times and Wall Street Journal Bestselling Author

"Mike Michalowicz has a rare gift: he makes complex money decisions feel simple, achievable, and even fun. If you've ever struggled to build better financial habits, The Money Habit is for you." --Chris Guillebeau, New York Times-bestselling author of Time Anxiety and The $100 Startup

"They want you to believe that security comes from a portfolio you can't understand. The truth is, it comes from within you. This book is the anti-financial advice you should have received, a guide to breaking free from the fear and myths that keep you trapped. You'll learn how to stop trading your freedom for a promise and start building a life of significance and prosperity on your own terms." --Garrett Gunderson, New York Times-bestselling author of Money Unmasked and Killing Sacred Cows

"We used The Money Habit to transform the finances of our business and our lives. We can assure you--it works!" --Jesse & Emily Cole, founders and owners of the Savannah Bananas

"The Money Habit gives you the practical, shame-free plan you need to transform your financial life and build a foundation for true wealth." --Tiffany Aliche, New York Times-bestselling author of Get Good with Money

"Your bank account is a reflection of your daily habits, and with this book, you'll learn to transform your financial reality one day at a time. If you are ready to cultivate the discipline, clarity, and control needed to achieve financial peace and success, this is your guide." --Hal Elrod, USA Today-bestselling author of The Miracle Morning

"I've seen too many people hustle hard only to let their money get away from them. The Money Habit gives you the no-nonsense system you need to finally take control and build your riches. Every young and profiting person needs this book!" --Halal Taha, CEO and founder of YAP Media; host of the Young and Profiting podcast

"If you have wanted to 'Profit First' your personal finances, The Money Habit is the book that will show you how." --Justin Bennett, author of Level Up Your Finances

"Readers will find that Michalowicz' "Money Habit system" is practical and fairly easy once the separate accounts he advises are established . . . A good guide both for those struggling to save and those looking for a fresh take." --Booklist

About the Author

By his 35th birthday, Mike Michalowicz had founded and sold two multi-million dollar companies... and proceeded to lose his entire fortune. He started all over again, driven to find better ways to grow healthy and strong businesses. Mike has devoted his life to the research and delivery of innovative, impactful entrepreneurial strategies to support the success and sustainability of businesses everywhere.
Mike is the creator of Profit First, which revolutionized how companies manage finances for the better. His latest book, All In, is a must-read for thought leadership, recruiting, and retention. Mike is also the creator of Clockwork, Fix This Next, The Pumpkin Plan, Surge, The Toilet Paper Entrepreneur, Get Different, and My Money Bunnies.
Today, Mike leads two new multi-million-dollar ventures as he tests his latest business research for his books. He is an international main-stage keynote speaker, providing tools to help eradicate entrepreneurial poverty.