What to Do with Your Money When Crisis Hits - by Michelle Singletary (Paperback)

About the Book

"A direct, incisive guide for consumers to know how to protect and handle their money in the face of a financial crisis"--

Book Synopsis

From pandemics to recessions, bear markets to energy crises, life is full of financial setbacks. The hard truth is that it's not a matter of if there will be another economic downturn, but when. The important question to ask is this: how do you prevent a crisis from turning into a full-blown catastrophe?

Drawing on years of experience as an award-winning personal finance columnist, Michelle Singletary shares her expert advice for weathering a financial storm. In this book, she answers the most pressing questions that crop up when money suddenly becomes scarce, like:

• What bills need to be paid first?
• When is it right to dip into savings?
• What are the best ways to cut back on spending?
• How do you keep from panicking when the stock market is down?
• Is this "opportunity" a scam in disguise?

This hands-on guide covers debt concerns, credit card issues, cash-flow problems, and dozens of other common financial matters. Whether you're in the midst of one crisis or preparing for the next, this book provides the tools to secure your wealth and your future.

Review Quotes

"If you're one of the tens of millions of Americans who are struggling financially, or if you're faced with helping others who are struggling, you need to read this. Michelle Singletary has written an outstanding book, filled with no-nonsense, let's-get-to-it advice that's immensely practical, easy to read and emotionally reassuring. Stop lamenting your situation and let Michelle show you the way out of your crisis." -Ric Edelman, #1 New York Times best-selling author of 10 books on personal finance "Michelle Singletary, a voice of financial reason and calm throughout the pandemic, helps us move forward with what we need most -- answers. From when to raid your retirement accounts, go back to school, and so much more, her clear, precise guidance will put you on the right track to rebuild your future." -Jean Chatzky, CEO, HerMoney.com and best-selling author of AgeProof: Living Longer Without Running Out Of Money Or Breaking A Hip "This book is the ultimate first aid kit for your finances. The bandages, the tourniquets, an oxygen tank (if you need it) -- it's all here. Every home should have one." -Victor Blackwell, CNN anchor "This is a compassionate encyclopedia of financial first aid when you stumble, and good financial health practices when you are back on your feet. Michelle Singletary has been the down to earth, practical advisor to the stars - and us ordinary folks - for decades." -Vicki Robin, best-selling author of Your Money or Your Life and Blessing the Hands that Feed Us "This is not only the best book for people facing a personal financial crisis, it's the only book that answers the critical questions you're likely to have. You can depend on Singletary's careful research and compassionate advice to steer you right." -Jane Bryant Quinn, best-selling author of How To Make Your Money Last: The Indispensable Financial Guide "Michelle Singletary's latest book is full of clear, wise advice that anyone can follow--and everyone should--especially when they are thrown a curve in the game of life. The financial stresses of difficult times can cause paralysis in many people, so Ms. Singletary lays out a plan for dealing calmly with every kind of challenge. My colleagues and I at Kiplinger's magazine have long admired the folksy, accessible, personal-finance counsel in Ms. Singletary's columns, and here is a big dose of that wisdom in one book. I can't recommend it highly enough." ­-Knight A. Kiplinger, editor emeritus, Kiplinger's Personal Finance --

About the Author

MICHELLE SINGLETARY writes an award-winning personal finance column for the Washington Post called "The Color of Money," which appears in more than thirty newspapers across the country. The author of three other books, Singletary has appeared on numerous national television and radio programs, including Oprah, The Today Show, The Early Show, The View, Meet the Press, CNN, MSNBC, Nightline, Tavis Smiley, NPR, The Diane Rehm Show, The Tom Joyner Morning Show, and The Yolanda Adams Morning Show. She lives with her husband and three children in Maryland.