10 Things I Love about Money - by Mat Megens (Paperback)

About the Book

"This book aims to explain that the key principle for almost everyone getting ahead financially begins with learning to be brilliant at managing spending. Saving needs to reflect most people's reality: the average person spends over a million pounds during their lives (more than twenty times the amount people save) and you need to have surplus money to save in the first place. In our new digital economy, with physical cash disappearing, this book will discuss the current state of the nation in terms of spending; what's wrong it; what the motivations of banks and big financial institutions are and why they are fundamentally not programmed to act in the best interests of consumers. Our simple 10 step system to build habits for life and ways to optimise and share this system with anyone you care about"-- Provided by publisher.

Book Synopsis

An accessible playbook for a brighter financial future

In 10 Things I Love About Money: Simple Rules to Spend your Way to Wealth, author Mathew Megens, founder of the money management app HyperJar, delivers an easy-to-follow roadmap to financial independence, security, and freedom that anyone can use. The book is packed with insightful tips you can action immediately, from simple strategies for mindful spending to automating your good habits. You'll also learn about how to get - and stay - out of debt, and how to save money over the long term by taking advantage of discounts, loyalty programmes, and debt refinancing.

Inside the book:

• Advice for understanding how to accumulate wealth based on your personality type
• 10 Rules for Financial Mastery, including how to start with a spending audit and the power of tiny daily habits
• Simple strategies to start investing today without getting ripped off
• Learn how to make saving money as much fun as spending money

The perfect roadmap to financial wellness for students andworking people of any age, 10 Things I Love About Money is the no-nonsense, jargon-free guide to money, spending, debt, and wealth that you've been waiting for.

From the Back Cover

Praise for 10 things I hate love about money

"Mat's book is great for anyone beginning their careers. It avoids jargon and complex theories. In its place there is practical and unique advice that is easy to start doing immediately."
--ARTHUR SCULLEY, Retired Managing Director, JPMorgan

"I wish I had read this book as a younger adult. Really insightful intuitive information that will give you the freedom to live with fewer financial worries. It's a black belt masterclass in simple to digest finance!"
--JONATHON PURSSEY, Founder Core Judo, British & Commonwealth Champion Judoka

"Many of us, me included, push ahead in our life and careers without stepping back to get a clear sense of our financial circumstances. Mat does a brilliant job of defining "financial circumstances" with simple metrics like a DON - Daily One Number - a net balance of our daily income and expenditures. And for those of us who are not on the top of our financial game, this is an insightful and practical playbook for turning things around! It's a nice read that I highly recommend."
--RAYMOND DUCH, Senior Research Fellow and Co-founder of the Nuffield College Centre for Experimental Social Sciences, University of Oxford

"This book changed my life! With clarity, warmth, and practical insight, Mat demystifies financial anxiety and empowers readers -- young and old alike -- to take control of their money. From everyday spending choices to long-term planning, his expert yet friendly voice guides you toward a healthier relationship with money. This isn't just a financial guide -- it's a toolkit for improving both your financial well-being and peace of mind. An absolute must-read, no matter your age or financial status."
--DR BETH MOSLEY MBE Consultant Clinical Psychologist & Author

"Money may not buy happiness, but its unwise management can and often does lead to great stress and unhappiness. Mat's book focuses on an aspect of money management that does not receive anywhere the amount of attention it should: the prudential management of one's personal expenses. A systematic presentation, accompanied by compelling anecdotes and examples, takes one through the why, what and how of this topic; there are valuable lessons in here for the young, of course, but also, I would think, for adults of all ages."
--RAGHU SUNDARAM, Senior Vice-Chancellor and Head of Global Strategy New York University and Dean Emeritus Edward I. Altman Professor of Credit & Debt Markets and Professor of Finance NYU Stern School of Business

About the Author

Mat Megens is the founder and Chief Consumer Architect of HyperJar, an award-winning consumer app designed to help you spend better. He is a former electrical engineer and investment banker, with over 15 years' experience in the financial services sector.