Solve Your Money Troubles - 20th Edition by Amy Loftsgordon & Cara O'Neill (Paperback)

About the Book

Millions of Americans are struggling to manage the financial effects of inflation, high interest rates, and other economic factors. More and more people need help handling their debts. This book covers a broad range of topics and strategies, so readers can tackle all their financial problems at once while choosing the tactics that work best in their situations.

Book Synopsis

Struggling with debt? Find solutions here.

Conquering overwhelming debt starts with understanding your options. Solve Your Money Troubles gives you the tools you need to get your finances back on track. Learn how to:

• stop debt collector harassment cold


• negotiate down your debt with creditors


• manage your student loan payments, and


• create a healthy financial plan that you can live with.

Solve Your Money Troubles helps you handle the big issues, too. Find out how to stop a wage garnishment from leaving you penniless, get your car back after a repossession, and prevent foreclosure by applying for a loss mitigation program. You'll also learn how to respond to an action if you get sued and decide if it's time to wipe the slate clean by filing for bankruptcy.

In addition to up-to-date legal information, you'll find practical tools, such as sample creditor letters and budgeting worksheets.

Review Quotes

"This book is a must-have, even for people who don't have debt problems." Los Angeles Times

"Reading Attorney Robin Leonard's book... should help you in dealing with the jackals." Cleveland Plain Dealer

"Can help make these daunting tasks much easier to handle." Accounting Today

"This book will give you strength and the skills needed to respond to bill collectors and to rebuild your credit." New Orleans Times-Picayune

"For anyone who is facing wage garnishment, car repossession, foreclosure, lawsuits, or collection calls, "Solve Your Money Troubles: Strategies to Get Out of Debt and Stay That Way" provides the legal and practical information needed, plus sample letters and budgeting worksheets, so that they can get out of debt and make a fresh start. Readers will learn how to: prioritize debts and create a budget; understand your options; negotiate with creditors; stop harassment by debt collectors; deal with wage garnishment, car repossession, and foreclosure; reduce student loan payments; know what to expect if a creditor sues you; rebuild credit; decide if bankruptcy is right for you. This newly expanded 16th edition of "Solve Your Money Troubles" is fully updated with changes to federal student loan repayment programs, new foreclosure protections, legal information specific to specific states, and the latest legal developments in the world of debt, credit, and bankruptcy. Of special note is that this edition of "Solve Your Money Troubles: Strategies to Get Out of Debt and Stay That Way" has a supportive website where readers can stay current with legal updates and have access to podcasts and online calculators." James A. Cox, Editor-in-Chief, The Midwest Book Review