Solve Your Money Troubles - 20th Edition by Amy Loftsgordon & Cara O'Neill (Paperback)

About the Book

Millions of Americans are struggling to manage the financial effects of inflation, high interest rates, and other economic factors. More and more people need help handling their debts. This book covers a broad range of topics and strategies, so readers can tackle all their financial problems at once while choosing the tactics that work best in their situations.

Book Synopsis

Get out of debt and regain your financial freedom.

If you're overwhelmed by debt, facing collection calls, a wage garnishment, foreclosure, car repossession, or a lawsuit, Solve Your Money Troubles is for you. This comprehensive guide will help you deal with your financial problems. It provides the information you need to manage your debt, deal with financial emergencies, and formulate good practices for handling your money in the future.

Solve Your Money Troubles provides the practical information you need to take financial control of your life. Learn how to:

• prioritize debts and create a budget


• stop harassment by debt collectors


• negotiate with creditors


• deal with wage garnishment, car repossession, and foreclosure


• reduce or eliminate student loan payments


• know what to expect if a creditor sues


• decide if bankruptcy is the right option for you, and


• rebuild your credit.

The new edition of Solve Your Money Troubles is updated with the latest legal developments in the areas of debt, credit, and bankruptcy. You'll also find sample forms you can use when negotiating with creditors, worksheets to help you create a plan to repay your debts, and other practical forms to help you get out of debt and make a fresh start.

If you're in over your head with debts, don't let the problem continue to grow. Planning and carrying out a financial plan can be daunting, but it's vital to your economic well-being. This book provides step-by-step guidance that will help you come up with a game plan to control your spending, deal with your debts, and take action to reduce the amounts you owe. If you have excessive liabilities, Solve Your Money Troubles can help you sort out your financial problems, quickly and effectively.

Review Quotes

"This book is a must-have, even for people who don't have debt problems." Los Angeles Times

"Reading Attorney Robin Leonard's book... should help you in dealing with the jackals." Cleveland Plain Dealer

"Can help make these daunting tasks much easier to handle." Accounting Today

"This book will give you strength and the skills needed to respond to bill collectors and to rebuild your credit." New Orleans Times-Picayune

"For anyone who is facing wage garnishment, car repossession, foreclosure, lawsuits, or collection calls, "Solve Your Money Troubles: Strategies to Get Out of Debt and Stay That Way" provides the legal and practical information needed, plus sample letters and budgeting worksheets, so that they can get out of debt and make a fresh start. Readers will learn how to: prioritize debts and create a budget; understand your options; negotiate with creditors; stop harassment by debt collectors; deal with wage garnishment, car repossession, and foreclosure; reduce student loan payments; know what to expect if a creditor sues you; rebuild credit; decide if bankruptcy is right for you. This newly expanded 16th edition of "Solve Your Money Troubles" is fully updated with changes to federal student loan repayment programs, new foreclosure protections, legal information specific to specific states, and the latest legal developments in the world of debt, credit, and bankruptcy. Of special note is that this edition of "Solve Your Money Troubles: Strategies to Get Out of Debt and Stay That Way" has a supportive website where readers can stay current with legal updates and have access to podcasts and online calculators." James A. Cox, Editor-in-Chief, The Midwest Book Review