The Debt-Free Spending Plan - by JoAnneh Nagler (Paperback)

About the Book

For anyone suffering under the crushing weight of debt, author JoAnneh Nagler has something to tell you: there's a much simpler way.

Book Synopsis

It can seem impossible to find a way out of debt--and the more complicated the proposed solution, the harder it is to stick with it. That's why this book is SIMPLE.

Life coach JoAnneh Nagler gives you the help you need right now to live your life and get out of debt fast. The plan is clear, easy, and doesn't require you to sift through chapters of high-minded financial advice or dig up your past spending history.

In The Debt-Free Spending Plan, you'll learn how to:

• downsize expenses without feeling deprived,
• allocate money as it comes in,
• put together an easy-to-manage bill-paying plan,
• adjust for inevitable overspending,
• pay off debt without gouging expenses,
• and (believe it or not) start saving.

It doesn't matter if you make $14,000 or $14 million--thanks to straightforward daily spending strategies and effortless expense tracking tools, The Debt-Free Spending Plan is the key to financial freedom. In just five minutes a day, you'll find yourself on the road to financial freedom before the next billing cycle.

From the Back Cover

"JoAnneh Nagler has written an extraordinary book for extraordinarily challenging times. The Debt-Free Spending Plan will give you direct access to realizing a life in which you can truly experience peace, freedom, and sufficiency in your relationship with money. This is the right message at the right time -- clear, practical, real, inspiring, and liberating!"

-- Lynne Twist, author of The Soul of Money; Founder and President of The Soul of Money Institute

"If you look at your financial situation and find yourself confused, scared, and clueless as to what you should do, this book is for you. If dealing with numbers and creating a budget just isn't your thing, this book is for you. If you want a simple plan to get debt-free and take control, this book is for you! Got it? This book is for you!"

-- Larry Winget, five time New York Times/Wall Street Journal bestselling author, including You're Broke Because You Want to Be

The bills keep coming. Every month seems to hit you with unexpected expenses. You're in debt and it feels like there's no way out.

If it seems like every time you come close to getting a handle on your finances, you just sink deeper into the quicksand, you're not alone. The Debt-Free Spending Plan--personally devised by someone who's been through it herself and gotten out--was created for those who hate math, rarely balance their checkbooks, and need help now. The plan keeps things simple. It doesn't matter whether you make $14,000 per year or $14 million per year, this practical, straightforward system shows you how to:

Put together an easy-to-manage bill-paying plan, and allocate money as it comes in

- Realistically downsize your expenses without feeling deprived

- Improve your relationships and family life by living within your means

- Pay back your debts, and--believe it or not--begin to save

The Debt-Free Spending Plan reveals how you can comfortably work with the money you have, and learn to live debt-free. Requiring no special skills, no deep psychological soul-searching, or complicated computer programs, this book provides you with a step-by-step plan that takes five minutes a day and will have you back on your feet within the first 30 days of using it.

Filled with straightforward daily spending strategies, real-life examples, and effortless expense-tracking tools, this is the easy-to-follow system you need in order to get out of debt and start living.

JOANNEH NAGLER is a former fundraiser and grantwriter who, spiraling in debt herself, was unable to find a simple, workable solution. She developed her own system--a five-minute-a-day approach that really works. She now coaches individuals and couples, using The Debt-Free Spending Plan to help them revolutionize their relationship with money. She lives in Burlingame, California.

You can reach JoAnneh through her website at www.debtfreespendingplan.com.

Review Quotes

"...clearly written for anyone who has ever said: "It's impossible for me to save or invest. I can't even pay my bills." -- The New York Times "Nagler offers practical strategies for people who find their debts troubling or overwhelming, but who continue to buy on credit....Those concerned with tackling debt in the immediate present would do well to work toward Nagler's goals." - Publishers Weekly

About the Author

JOANNEH NAGLER was once mired in debt. Unable to find a simple, work able solution in existing literature, she developed her own system--a five-minute-a-day approach that really works. She now coaches individuals and couples, using The Debt-Free Spending Plan to help them revolutionize their relationship with money.